Apply for a Home Loan
Make Your Dream Home a Reality with Quick Financing
Why Clients
Prefer Us ?
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No Secondary
Collateral Needed
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Easy Repayment
Period
Simple
Installment Plans
Speedy
Loan Approval & Release
Make homeownership easier with affordable monthly EMIs
₹ 10,00,000
1 year
5 years
9.99% PA
24% PA
Calculated Monthly EMI
₹ 21,242
Payable Amount
₹ 12,74,527
Total Interest You Pay
₹ 2,74,527
Principal Loan Value
₹ 10,00,000
Discover Our Home Loan Plans
Find the Home Loan that perfectly fits your needs.
Home Purchase Loan
Read More →Home Construction Loan
Read More →Home Renovation Loan
Read More →Home Extension Loan
Read More →Plot Purchase Loan
Read More →Top-Up Home Loan
Read More →Home Loan Balance Transfer
Read More →NRI Home Loan
Read More →
Key Benefits of a Home Loan
Benefits of Home Financing Made for Your Needs
- Effortless and rapid home loan approval with basic paperwork.
- Repayment flexibility to match your financial situation.
- Use the loan amount for any home-related requirement.
- Reduce your monthly expenses with attractive home loan rates.
- Instant support and expert guidance throughout the application.
- Zero collateral required for a seamless and dependable loan process.
Wondering if you are eligible?
- Age: 21 to 65 years
- Minimum Annual Income:₹2.5 lac
- Property Value Eligibility:Based on lender criteria
- Employment Track Record: Minimum 3 years required.
- Consistent Earnings:At least 2 years required
- Minimum Annual Income: ₹2.5 lac>
- Self-Employed Professionals & Non-Professionals
- Owners of registered proprietorships and private limited companies are eligible to apply for Home Loans.
- artnership firms involved in manufacturing, trading, or service-related activities are also eligible to apply for Home Loans.
Home Loan Eligibility Profiles
Frequently Asked Questions
Everything you need to know about Personal Loans
What is a Home Loan?
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A Home Loan is a secured financing option that allows you to purchase, construct, or renovate a
residential property by borrowing funds from a bank or financial institution. You repay the loan
through monthly EMIs over a fixed tenure.
What is the eligibility criteria?
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To qualify for a Home Loan, you must meet basic requirements such as minimum age, stable income,
good credit history, and the ability to repay the loan. Lenders also evaluate your employment or
business stability and the property you wish to purchase.
Required CIBIL score for loan approval?
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For a Home Loan, lenders typically require a CIBIL score of 700 or above to ensure reliable
repayment capacity. A higher score increases your chances of approval and may help you secure better
interest rates.
What is the repayment process for a Home Loan?
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Home Loan repayment is done through monthly EMIs (Equated Monthly Installments), which include both
principal and interest. You can choose a repayment tenure—usually ranging from 10 to 30 years—based
on your financial comfort. EMIs are automatically deducted from your bank account each month, and
you can also make part-prepayments or foreclose the loan to reduce interest burden.
How can I apply for a Home Loan?
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You can apply for a Home Loan by filling out an online application form or visiting the nearest
branch of your preferred lender. Submit the required documents such as identity proof, income
details, property papers, and employment information. After verification and property assessment,
the lender will approve and disburse the loan amount to help you purchase or construct your home.