Apply for
Against Property Loan
Flexible Loans Against Property
Why Clients
Prefer Us ?
Secure Funds
Against Your Property
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Use Funds Freely
with Convenient Repayment
Use Your LAP Facility
Freely & Repay Flexibly
Property-Backed Loan
– Instantly Available
Ease Your Cash Flow with Convenient Property Loan EMI Options
Generally 70% – 90% of the approved property value
1 year
5 years
9.99% PA
24% PA
Loan Against Property Monthly Charges
₹ 21,242
Loan Repayment Amount
₹ 12,74,527
Total Interest You Pay
₹ 2,74,527
Principal Loan Value
₹ 10,00,000
Access Your LAP Overdraft Limit
Choose a Loan Against Property That Fits Your Cash Flow
Residential LAP
Read More →Commercial LAP
Read More →Top-Up LAP
Read More →Balance Transfer LAP
Read More →Business LAP
Read More →Personal LAP
Read More →Gold-Backed LAP
Read More →Government Property LAP
Read More →
Main Advantages of LAP for Borrowers
Unlock the Advantages of Your Property-Backed Loan
- Get Your Loan Against Property Approved Quickly with Easy Documentation
- Flexible EMI Options for Property-Backed Loans
- Access Funds for Any Requirement with a Property-Backed Loan
- Benefit from Attractive Interest Rates on Your Property-Backed Loan
- Get Expert Help Throughout Your Loan Against Property Process
- Access Your Loan Against Property with Simple Collateral
Determine Your Property-Backed Loan Eligibility
- Age: 21 to 65 years
- Minimum Annual Income: ₹3.6 lac
- Property Value Eligibility: Based on lender criteria
- Employment Track Record: Minimum 3 years for salaried or self-employed
- Consistent Earnings: At least 2 years of stable income.
- Minimum Annual Income: ₹3.6 lac
- Professionals and non-professionals with stable income can apply for a Loan Against Property.
- Owners of registered proprietorships, partnerships, and private limited companies are eligible to apply for a Loan Against Property.
- Partnership firms engaged in manufacturing, trading, or service-related activities can also apply for a Loan Against Property.
Applicant Profiles for Loan Against Property
Frequently Asked Questions
Everything you need to know about Personal Loans
What is a Loan Against Property?
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A Loan Against Property (LAP) is a secured loan where you can pledge your residential, commercial, or government property to avail funds for personal or business purposes.
What is the typical loan amount range?
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The loan amount is generally 50%–70% of the market value of the property, depending on the lender’s policies.
What is the maximum tenure for LAP?
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Loan tenure can range from 5 to 15 years, depending on the lender and the applicant’s repayment capacity.
What documents are required to apply?
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Common documents include property ownership proof, identity proof, address proof, income proof (salary slips, bank statements, or IT returns), and business documents (if self-employed).
Can the loan be used for any purpose?
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Yes, the funds from a Loan Against Property can be used for personal, business, or other financial requirements.