Apply for Secure
Overdraft
Easy Secured Overdraft Finance
Why Clients
Prefer Us ?
No Extra
Collateral Needed
Flexible Usage
& Repayment
Use Anytime
Repay Anytime
Instant OD Facility
Ready to Use
Simplifying Your Cash Flow with Convenient OD Repayments
₹ 10,00,000
1 year
5 years
9.99% PA
24% PA
Calculated Monthly EMI
₹ 0
Payable Amount
₹ 0
Total Interest You Pay
₹ 0
Principal Loan Value
₹ 0
Discover Your Overdraft Facility
Find the Secure Overdraft that Fits Your Cash Flow
Against Fixed Deposits
Read More →Against Property / Real Estate
Read More →Against Savings / Current Account
Read More →Against Government Securities
Read More →Against Shares / Investments
Read More →Business Secured Overdraft
Read More →Top-Up Secured Overdraft
Read More →Against Gold / Jewellery
Read More →
Key Advantages of a Secure Overdraft Loan
Enjoy the Benefits of a Secured OD Facility
- Quick and easy approval for your secured overdraft with minimal documentation.
- Customized repayment plans for your overdraft facility
- Access funds for any personal or business requirement
- Save on interest with attractive secured overdraft rates
- Get quick assistance and expert advice during your OD application
- Borrow with ease, with minimal security needed
Determine Your Eligibility for a Secured OD
- Age: 21 to 65 years
- Minimum Annual Income:₹3.6 lac
- Property Value Eligibility: Determined as per lender’s approved collateral guidelines
- Employment Track Record: At least 3 years of continuous employment or business operations required.
- Consistent Earnings: Minimum 2 years of steady income required.
- Minimum Annual Income: ₹3.6 lac
- Professionals and non-professionals with stable income can apply.
- Owners of registered proprietorships, partnerships, and private limited companies are eligible to apply for a Secure Overdraft Loan.
- Partnership firms engaged in manufacturing, trading, or service-related activities are also eligible to apply for a Secure Overdraft Loan.
Applicant Profiles for Secure OD Loan
Frequently Asked Questions
Everything you need to know about Personal Loans
What is a Secure Overdraft Loan?
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A Secure Overdraft Loan is a flexible credit facility where funds can be drawn as per your requirement against approved collateral such as property, fixed deposits, or other assets.
Who is eligible for a Secure Overdraft Loan?
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Individuals, self-employed professionals, proprietors, partnership firms, and private limited company owners with a stable income and good credit history are eligible.
What is the typical loan amount?
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The overdraft limit depends on the value of the collateral and lender policies. Usually, it ranges from 70% to 90% of the approved asset value.
What is the repayment tenure?
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Secure Overdraft Loans generally have flexible repayment options, allowing you to repay as per your cash flow. The tenure may vary by lender.
What is the applicable interest rate?
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Interest rates are competitive and depend on the type of collateral, loan amount, and the borrower’s credit profile.